Once your diversified asset allocation and well-defined investment strategy are set, Stifel will help you track progress toward your financial and retirement goals.

Stifel utilizes a four-step financial planning process:

  1. Assessment of your current financial resources and investment objectives.
  2. Defining a diversified asset allocation designed to meet your stated objectives, time horizon, risk tolerance, and income tax situation.
  3. Developing an investment strategy specific to your situation and circumstances to implement your asset allocation.
  4. Monitoring and reviewing your investments to ensure they continue to meet your objectives.

While your customized investment strategy may be appropriate today, it is vital to regularly update your goals and monitor your progress. Regular review meetings are an opportunity to discuss changes in your personal situation, financial resources, tax status, risk tolerance, and investment objectives.

Because actual investment performance may vary from assumptions used within your original financial plan, your portfolio may need to be rebalanced to bring it back to the target asset allocation. Rebalancing may have tax consequences, which you should discuss with your tax advisor. While asset allocation and systematic investing do not ensure a profit or protect against loss, they are a key component of formulating a sound investment program.

When combined with a comprehensive financial assessment, diversified asset allocation, and a customized investment strategy, regular monitoring of your portfolio is a crucial key to your long-term investment success. Contact Bob today to begin a disciplined approach to investing using Stifel’s financial planning process.

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Go back to step three: Develop your Investment Strategy